Key points about the loan programme:

Currency
US Dollars, Euro, Rubles

Maximum loan size
3m Rubles or equivalent

Current average APR
12% 12,5% in Rubles, 11% in Euro, US Dollars

Two co-signers – Russian Citizens only or collateral is required

Maximum  repayment period
6.5 years including grace period

Grace period
lasts no more than 18 months however interest needs to be  paid during that time.

You can find out further information, contact at central office located at Balchug str. Bld.7

Contacts:

Tel: +7 495 913 74 74
e-mail: potrebit@gazprombank.ru

+7 495 428 52 15 Pavel Antsiferov
Pavel.Antsiferov@gazprombank.ru

+7 495 428 46 15 Yulia Eliseeva
Yulia.Trakhacheva@gazprombank.ru

Community MBA Loan Programme via Prodigy Finance Ltd.

Currency
Euro

Maximum loan size
100% of tuition, although loans will be resized based on the applicant’s individual profile.
Current average loan size is €35 000

Lending decisions
Lending decisions are subject to a full credit and background check

No co-signer is required and most nationalities outside Russia are covered

The interest rate
The interest rate is linked to Euribor and varies based on individual applications. Current average APR is 7.9% with a range of margins from 5%-10%

Repayment period
Repayment period of 7 years after a grace period (no payments) of programme duration + 6 months

Application fee
An application fee of 1.25% is charged by Prodigy ONLY on successful applications

Further information
You can find out further information and apply online at http://www.prodigyfinance.com/

Currency
Rubles

Interest rate
Current average APR is 12.0%

Grace period
Grace period no more than studying period however interest needs to be paid during that time

Repayment period
Maximum repayment period of 6.5 years including grace period

Loan size
Maximum loan size is 90% of tuition

One co-signer (for loans over 1,5 m Rubles or less) or collateral is required

Further information
You can find out further information, contact to

• +7 498 602 34 24, Yulia Vorobieva
• +7 495 585 19 00, Irina Petrova

Currency
US Dollars, Euro, Rubles

Maximum loan size
90% of tuition

Current average APR
11.0% in all currencies

One co-signer or warrantor is required

Maximum repayment period
Maximum repayment period of 6 years including a grace period

Grace period
no more than 24 months however interest needs to be  paid during that time

One time  application fee of €200 is charged 

You can find out further information, contact at

Yakimanskoye branch
email: bsgv.yakimanskoe@socgen.com

Evgeniy Konev
+ 7 495 720 67 00 ext. 06859
email: Eugeny.Konev@socgen.com

Andrey Murashko
+ 7 495 720 67 00 ext. 06711
email: Andrey.Murashko@socgen.com

Currency
Rubles

Maximum loan size
3,6m Rubles

Repayment period
3, 4 or 5 years

Interest rate
10% -14% in Rubles

No commissions

Grace period lasts no more than 24 months however interest needs to be paid during that time*.

Сo-signer or Warrantor
required for Full-Time MBA Students only without proven source of income. Not necessary for Executive MBA Students.

Additional information
http://www.vtb24.ru/personal/loans/personal/education/Pages/moscow.aspx

Calculator
http://www.vtb24.ru/personal/loans/personal/education/calculator/Pages/moscow.aspx

Contacts:
Department of Consumer Lending
Rodriges Irina
+7 905 713 27 37
Rodriges.IA@vtb24.ru


*The Grace period option will be available not later than September, 1 2012