Key points about the loan programme:

Currency
US Dollars, Euro, Rubles

Maximum loan size
3m Rubles or equivalent

Current average APR
12% 12,5% in Rubles, 11% in Euro, US Dollars

Two co-signers – Russian Citizens only or collateral is required

Maximum  repayment period
6.5 years including grace period

Grace period
lasts no more than 18 months however interest needs to be  paid during that time.

You can find out further information, contact at central office located at Balchug str. Bld.7

Contacts

Tel: +7 495 913 74 74
e-mail: potrebit@gazprombank.ru

+7 495 428 52 15 Pavel Antsiferov
Pavel.Antsiferov@gazprombank.ru

Currency
Rubles

Interest rate
Current average APR is 12.0%

Grace period
Grace period no more than studying period however interest needs to be paid during that time

Repayment period
No more than 11 years. The period of repayment of the principal after the grace period may not exceed 5 years.

Loan size
Maximum loan size is 90% of tuition

One co-signer (for loans over 1,5 m Rubles at least one co-signer and collateral is required)

Further information
You can find out further information, contact to

• +7 498 602 34 24, Yulia Vorobieva
• +7 495 585 19 00, Irina Petrova

You can also contact Sberbank Department located on the 1st floor of Campus SKOLKOVO.

Maximum loan size
3,6m Rubles

Repayment period
3, 4 or 5 years

Interest rate
10% -14% in Rubles

No commissions

Grace period
lasts no more than 24 months however interest needs to be paid during that time*.

Сo-signer or Warrantor
required for Full-Time MBA Students only without proven source of income. Not necessary for Executive MBA Students.

Additional information
http://www.vtb24.ru/personal/loans/personal/education/Pages/moscow.aspx

Calculator
http://www.vtb24.ru/personal/loans/personal/education/calculator/Pages/moscow.aspx

Contacts
Department of Consumer Lending

Rodriges Irina
+7 905 713 27 37
Rodriges.IA@vtb24.ru


*The Grace period option will be available not later than September, 1 2012